Ask a Humana Medicare Agent

They will review Medicare Options with you, and advise on a plan that fits your unique situation and budget. This is why we hold steadfast to our goal–to walk alongside you and simplify the process. 25 Medicare Q&As You Should Know in 2022It is common to have many Medicare-related questions running through your mind at any given time.

Neither entering into this agreement, nor visiting this website, nor any of these Terms, guarantees that you are eligible to receive coverage under any plan offered through this website or otherwise. For example, if you take your certification exam in late June or July 2020, you are likely being certified to sell the 2021 product medicare agent to eligible seniors during the 2021 annual enrollment period. This article breaks down the seven steps required to start and maintain a successful career in Medicare sales and build a residual six-figure income in five years or less. We also provide you the trusted organizations and resources that will jump-start your business.

With a HealthMarkets agent, you get the benefit of great counsel along with great choices. When you are ready to find Medigap insurance agents for your area use the Association’s FIND AN AGENT look-up. Some consumers query several agents to evaluate their responses and willingness to help. Thanks taking the time to visit our website and read this information. The American Association for Medicare Supplement Insurance encourages you to learn all you can about this important protection.

Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or call MEDICARE to get information on all of your options. By calling the number above, you will be directed to a licensed insurance agent. Medicare agents receive payments from the carrier, so there is no cost to you for their services. Using an agent allows you to get information about many companies. If you speak to an agent or broker and they have a service fee, you may want to think twice.

Unlike most, Medicare insurance is not one you should bundle. Unlike carrier agents receiving employment through one company, independent agents aren’t on one company’s payroll. That means they can focus on helping you get the policy that works best for YOU– no matter which company provides you the coverage. Many beneficiaries, new and old, wonder if they need a Medicare insurance agent to help them enroll in Medicare. There are many benefits to working with a licensed Medicare agent, we’ll go over why you need one and if you need to find one near you.

“Talking to a stranger about my health made me nervous,” she says. “But I knew I needed someone to help me make sense of the Medicare process.” Pam soon realized she was in good hands with Ann Bowen. A big part of my job is helping someone understand the different parts of Medicare and how they all work together. Prescription drug coverage is also a big concern for many, and I help explain their Medicare options. The fact is people have a lot of options when choosing a Medicare plan, and that can be confusing—so I help them understand how to select a plan that best fits their situation. Support existing public and not-for-profit educational efforts that focus on broader topics around Medicare and navigating Medicare beyond the individual plan choice.

However, there is also a risk that agents have limited incentive to revisit plan fit or routinely check in with beneficiaries. Policymakers could consider defining a minimum level of service required to earn the renewal or switching commission. Once a beneficiary is enrolled in an MA or Part D plan, agents earn a commission when the beneficiary switches to a new plan or stays with the original plan. The commission is paid to the agent of record as long as the beneficiary does not have an enrollment submitted to a new insurer by another agent. CMS maximum commission rates are set lower for “switchers” and “renewals” — 50 percent of the first-time commission.

Maybe you believe these skills aren't your forte, you're currently in the process of ramping up your marketing efforts, or you'd rather not have marketing eat up valuable selling time. Many carriers will host a product rollout event either in person or via a webinar before they ship out enrollment kits. You'll receive helpful information about what might be new or different this year.